THANK YOU FINACE GOD. If my math is right I get three paychecks in Novemeber. In all reality I get six, well five cuz i get paid the 1st of dec. This will give the sum of 510 dollars to pay on bills. That's a big dent in my debt. It will then only take my about six weeks to finish paying off my cards. I am not going to worry about my Penny's card. I need a new computer for the fall. I am applying to CMU here goes it all. This brings me to my next question. Should I get a laptop or desktop?